What area code is 786?
Here's everything about it.
Instant lookup for the 786 area code — location, time zone, cities served, and who's been calling from it. No sign-up, no app.
786 at a glance
Summary
Cities & regions served by 786
Miami (overlay)2 communities on record for 786.
Where 786 sits on the map
Overlay of 305Coverage area
About the 786 region
786 covers Miami in Florida, including Florida Keys. The code has been in service since 1998.
786 itself is an overlay: it shares its territory with 305 and was introduced when those codes ran low on new number combinations. New lines may receive either code, calls between them are local, and 10-digit dialing is required across the region.
Overlaid on 305 only in Miami-Dade County; 2008: overlay extended to the Florida Keys; 2023: overlaid with 645.
Who called me from 786?
Community reports- Caller ID is trivially spoofed: an incoming call that displays 786 does not prove the caller is really in the 786 region or even in the United States.
- Avoid calling back unknown one-ring numbers — some premium-rate scams rely on curiosity callbacks.
- Never share verification codes, payment details, or remote access during an unsolicited call, even if the caller claims to be your bank or a government agency.
- When a 786 call pressures you to act immediately, hang up and contact the organization directly through its official number.
Be the first to add a community report for a 786 number below.
Frequently asked questions
FAQWhat area code is 786?+–
786 is a telephone area code serving Miami in Florida, United States, in service since 1998.
Where is area code 786 located?+–
It covers Florida Keys in Florida.
What cities are in area code 786?+–
Major communities on record include Florida Keys. The code's territory spans the Miami region of Florida.
What time zone is 786?+–
786 observes Eastern (ET), which is UTC−5 / −4 DST and follows daylight saving time.
When did area code 786 start?+–
786 entered service in 1998. Its history: overlaid on 305 only in Miami-Dade County; 2008: overlay extended to the Florida Keys; 2023: overlaid with 645.
Why does area code 786 exist?+–
786 is an overlay of 305: it covers the exact same territory and was introduced when the original code ran low on new number combinations. New lines may receive either code, calls between them are local, and 10-digit dialing applies.
Is 786 a scam area code?+–
Scam and robocall traffic can use any North American code, 786 included — caller ID is easy to spoof, so the code alone does not tell you who is really calling. Check the community reports on this page before calling back an unknown 786 number, and report anything suspicious.
Can I get a 786 phone number?+–
Yes — most mobile carriers and VoIP providers let you request a 786 number regardless of where you physically live, although in an overlaid region you may be assigned 305 instead.